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Premium Mortgage Advisory
for International Clients

This is the space to introduce visitors to the business or brand. Briefly explain who's behind it, what it does and what makes it unique. Share its core values and what this site has to offer.

Navigating real estate financing in Israel as a foreign resident requires both expertise and personal attention. Our premium mortgage advisory service offers tailored guidance every step of the way — from opening a bank account and handling documentation to choosing the ideal mortgage structure and submitting your application. Whether you’re purchasing your first property in Israel or expanding your investment portfolio, we ensure a seamless and professional experience, fully aligned with your financial goals and legal status.

Additional Services for Foreign Residents (USA & France)

SERVICES

Additional Services for Foreign Residents (USA & France)

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Assistance with Opening a Bank Account in Israel

Guidance and support throughout the process of opening a bank account in Israel, including information on required documents and forms.

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Provision of Relevant Forms

Supplying all necessary mortgage and
banking-related forms in Israel, tailored to
the specific needs of foreign residents.

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Form Completion Assistance

Step-by-step guidance and support
in accurately and efficiently filling
out the required forms.

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Comprehensive Mortgage Documentation Support

Full assistance with all paperwork involved
in the mortgage process, from the
application stage through to approval.

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Mortgage Application Submission to Banks

Submission of mortgage applications to
banks, tailored to the client’s needs
and monthly repayment capacity.

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Mortgage Track Selection

Assistance in selecting the most suitable mortgage plans, with attention to options that allow early or partial repayment in anticipation of future funds.

Premium Mortgage Advisory for International Clients

Navigating real estate financing in Israel as a foreign resident requires both expertise and personal attention. Our premium mortgage advisory service offers tailored guidance every step of the way - from opening a bank account and handling documentation to choosing the ideal mortgage structure and submitting your application. Whether you’re purchasing your first property in Israel or expanding your investment portfolio, we ensure a seamless and professional experience, fully aligned with your financial goals and legal status.

Premium Mortgage Advisory for International Clients

Navigating real estate financing in Israel as a foreign resident requires both expertise and personal attention. Our premium mortgage advisory service offers tailored guidance every step of the way - from opening a bank account and handling documentation to choosing the ideal mortgage structure and submitting your application. Whether you’re purchasing your first property in Israel or expanding your investment portfolio, we ensure a seamless and professional experience, fully aligned with your financial goals and legal status.

Our Team

This is the space to introduce visitors to the business or brand. Briefly explain who's behind it, what it does and what makes it unique. Share its core values and what this site has to offer. 

Portrait of man in suit and kippah

If it’s not going to work simple it’s simply not going to work

Rafael Menachem

Rephael Menachem – Experienced Mortgage Consultant with Extensive Banking Background Rephael Menachem, a resident of Jerusalem and a father of three, is a veteran mortgage consultant with a rich banking background of over 30 years. Raphael brings in-depth knowledge and extensive experience in the financial field, with an emphasis on loans and mortgages, which he acquired during his years of service in senior management positions at the bank. Among his prominent roles in the bank, Raphael served as the manager of the Mortgage Service Center, the manager of the Pension Advisory Department, the manager of the Investment Department, and the manager of a branch in Jerusalem. This vast experience has given him a deep understanding of the banking system, financial processes, and customer needs. Today, five years after his retirement from the bank, Rephael serves as an independent mortgage consultant, assisting private and business clients in obtaining the best possible mortgage terms for them. Thanks to his extensive experience and professional knowledge, Raphael is able to provide his clients with professional and personalized advice, and help them navigate the complexities of the mortgage market. Additional Services for Foreign Residents (USA & France): Assistance in opening a bank account in Israel: Guidance and support in the process of opening a bank account in Israel, including providing the necessary documents and forms. Providing relevant forms: Supplying all the necessary forms related to mortgages and banking in Israel, tailored to the specific needs of foreign residents. Guidance in completing forms: Step-by-step instructions and assistance in filling out the forms accurately and efficiently. Full assistance with mortgage-related paperwork: Comprehensive support in handling all the paperwork involved in the mortgage process, from application to approval. In summary: Rephael Menachem is an experienced and professional mortgage consultant with a rich and proven banking background. He offers his clients a personalized consulting service and helps them obtain the most suitable mortgage for their needs and financial situation. His expertise in assisting foreign residents makes him an ideal partner for those looking to purchase property in Israel.

Older man stands near framed photos and awards

If it’s not going to work simple it’s simply not going to work

Avi Amar

Business Profile – Avi Amar Introduction Avi Amar is a senior and experienced mortgage advisor with a rich background in banking and deep expertise in both the Israeli and international real estate markets. Following a distinguished career in senior management roles at Mizrahi-Tefahot Bank—and in response to high demand from former clients—Avi established a private mortgage consultancy firm together with his longtime colleague, Rafi Menachem. Professional Background After retiring from Mizrahi-Tefahot Bank, where he served for over six years, Avi brings extensive management and advisory experience. His last position at the bank was Deputy Regional Manager of the Yehuda District (Jerusalem and surroundings), overseeing approximately 30 branches. During his tenure, he led the region to significant achievements in the mortgage sector, positioning it as a major center of activity for Israel’s leading mortgage bank. Throughout his banking career, Avi held additional senior roles, including branch manager of several branches in Jerusalem, most notably the city’s main branch. He played an active role in facilitating tens of thousands of mortgages—for both Israeli residents and clients from abroad—providing comprehensive and professional solutions tailored to diverse needs. Expertise & Network Avi specializes in providing holistic, personalized mortgage advice. Over the years, he has built a vast network of key players in the real estate industry, including developers, contractors, marketers, brokers, and attorneys. In addition, his real estate brokerage license grants him a broad and practical understanding of the market, enabling him to serve as an effective bridge between clients and relevant stakeholders. Among his notable activities, Avi has participated in numerous new apartment sales expos in collaboration with construction companies, serving as the bank’s mortgage representative. He also initiated and led targeted expos abroad—mainly in France—to assist potential buyers interested in purchasing property in Israel prior to making Aliyah. Private Mortgage Consulting Today, Avi Amar—married and a father of four—lives in Jerusalem and continues to offer private mortgage consulting services through the firm he co-founded with Rafi Menachem. The office serves a diverse clientele, including second-generation clients he previously assisted at the bank, as well as foreign residents seeking to invest in Israeli real estate. Avi’s unique combination of deep mortgage knowledge, extensive banking experience, and strong industry connections enables him to provide professional, reliable, and high-quality service to each and every client.

Notre équipe

Headshot of a woman in a black blazer

משפט מחץ כוח נשי?

Dorit Nevii

Real Estate Marketing & Brokerage in Israel and Abroad. Dorit Nevii is a highly respected and experienced real estate professional, with over a decade of expertise in assisting clients from both Israel and abroad in the purchase, sale, and rental of residential and investment properties across Israel. She has built a strong reputation for her unique combination of professionalism, personalized service, deep understanding of client needs, and exceptional ability to match the right property to the right individual. Dorit specializes in marketing new developments and luxury properties, with a particular focus on foreign residents, private investors, new immigrants, and families from Jewish communities around the world. Her comprehensive service spans every stage of the process and includes: •Legal and financial guidance •Assistance with money transfers and mortgage arrangements •Property planning and interior design •Property management after purchase •Liaising with authorities and streamlining bureaucratic processes Thanks to the strong relationships she has cultivated with Jewish communities in the U.S., France, Mexico, and other regions, Dorit is uniquely positioned to bridge the gap between the desire to invest or live in Israel and the successful execution of secure, legal, and profitable transactions. Dorit is recognized as a trusted, leading professional in her field, known for her extensive network, proven track record, and uncompromising commitment to personalized, high-quality service. Areas of Expertise: •Luxury real estate marketing in Israel •Guidance for foreign residents and investors •Sales and rentals of second-hand and new-construction properties •Negotiation and strategic consulting for private and corporate clients

Headshot of smiling man in suit

If it’s not going to work simple it’s simply not going to work

Alon Segal

Alon Segal is a seasoned real estate professional with over 30 years of experience in sales, marketing, and business development across Israel and Ukraine. His extensive expertise encompasses residential, commercial, and urban renewal projects, making him a valuable asset in the real estate industry. 🏢 Professional Experience MSI – International Trading (2013–Present) Alon has been instrumental in business development across various sectors, including real estate, security, defense, and technology. His strategic initiatives have contributed to the company’s growth and expansion in these industries. Image Marketing Solutions (2007–Present) As the Founder and Owner, Alon provides comprehensive consulting services to companies. He also founded a real estate sales training school specializing in NLP, CHS, and advanced sales techniques, empowering professionals with the skills needed to excel in the real estate market. Adama Ukraine (2008–2011) Serving as VP of Sales & Marketing, Alon managed marketing and sales for all company projects. He led sales team training, client meetings, and contract signings, and developed marketing materials and advertising campaigns, including TV spots. Additionally, he oversaw pricing strategy, budgeting, and project planning. During his tenure, Alon played a pivotal role in establishing and training sales teams for leading development companies in Ukraine. He also contributed to the conceptual design of several prominent residential projects in Kyiv, enhancing their market appeal and sales potential. Dankner Delek Real Estate (2006–2008) As VP of Sales & Marketing, Alon managed sales and marketing for 10 active real estate projects. He led sales team training and daily operations, and coordinated advertising, market positioning, and project exhibitions. Calia Israel (2004–2006) In his role as VP of Sales & Marketing, Alon managed national sales operations with a team of 60 salespeople. He led recruitment, negotiations, and expansion strategies, and managed supplier and retailer relations and annual advertising budgets. 🛠️ Additional Roles Barnovitz Towers Project (2002–2004) Sales Director  Nardim Construction (1999–2002) Sales & Marketing Manager  Caps Pharma, Red-Bynet Group (1993–1999) Senior Technician  Alon Segal’s extensive experience in real estate sales and marketing, combined with his entrepreneurial spirit and leadership skills, make him a valuable asset in the real estate industry. His commitment to excellence and innovation continues to drive success in every project he undertakes

Portrait of a man in a suit

If it’s not going to work simple it’s simply not going to work

Rafael Menachem

Rephael Menachem – Experienced Mortgage Consultant with Extensive Banking Background Rephael Menachem, a resident of Jerusalem and a father of three, is a veteran mortgage consultant with a rich banking background of over 30 years. Raphael brings in-depth knowledge and extensive experience in the financial field, with an emphasis on loans and mortgages, which he acquired during his years of service in senior management positions at the bank. Among his prominent roles in the bank, Raphael served as the manager of the Mortgage Service Center, the manager of the Pension Advisory Department, the manager of the Investment Department, and the manager of a branch in Jerusalem. This vast experience has given him a deep understanding of the banking system, financial processes, and customer needs. Today, five years after his retirement from the bank, Rephael serves as an independent mortgage consultant, assisting private and business clients in obtaining the best possible mortgage terms for them. Thanks to his extensive experience and professional knowledge, Raphael is able to provide his clients with professional and personalized advice, and help them navigate the complexities of the mortgage market. Additional Services for Foreign Residents (USA & France): Assistance in opening a bank account in Israel: Guidance and support in the process of opening a bank account in Israel, including providing the necessary documents and forms. Providing relevant forms: Supplying all the necessary forms related to mortgages and banking in Israel, tailored to the specific needs of foreign residents. Guidance in completing forms: Step-by-step instructions and assistance in filling out the forms accurately and efficiently. Full assistance with mortgage-related paperwork: Comprehensive support in handling all the paperwork involved in the mortgage process, from application to approval. In summary: Rephael Menachem is an experienced and professional mortgage consultant with a rich and proven banking background. He offers his clients a personalized consulting service and helps them obtain the most suitable mortgage for their needs and financial situation. His expertise in assisting foreign residents makes him an ideal partner for those looking to purchase property in Israel.

Older man stands near framed photos and awards

If it’s not going to work simple it’s simply not going to work

אבי עמר מימון

מחר תקבל סיכום קורות חיים שלו

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